Sound financial planning is the process of empowering you to make decisions about the four budgets you control and how you deal with the conflicts between them. Specifically:

• how you live – at work or at leisure;
• how you spend – now and in the future;
• the level of insurable risk you carry personally;
• the level of financial risk you accept.

We see the two greatest risks in life as being to die too soon; and live too long. Our role is to assess these risks in light of your personal circumstances and develop a plan accordingly. Through the main financial planning cornerstones of risk management, estate planning and wealth accumulation; we work with you to build plans that protect your wealth, your capital, your income, your livelihood, and the lifestyle of your family. 

We work with our individual clients on a fee for service basis. After our initial meeting, and at your discretion, we will prepare and present a tailored written report called a “Statement of Advice” (SOA). The fee for the SOA will vary according to the complexity of your situation and your needs. As a guide, new plans commence at $3,000 plus GST.

Within the SOA we will outline our ongoing service fees that set out the annual costs of retaining our services and receiving our advice.