Privacy

PRIVACY ACT 1988 (the Act)

The Principal Edge Pty Ltd T/A Principal Edge Financial Services is subject to the provisions of the Act affecting private sector organisations effective 21 December 2001.

What this policy is about?

This policy applies to the management of ‘personal information’ by Principal Edge Financial Services in all of its activities and capacities. Under the Act, “personal information” means information or an opinion about an individual whose identity is apparent or can reasonably be ascertained from the information or opinion.

Principal Edge Financial Services commitment to privacy

Principal Edge Financial Services aims to take all reasonable steps to protect the privacy of the personal information it collects.

Types of personal information held by Principal Edge Financial Services

Principal Edge Financial Services holds personal information relating to its clients, job applicants, and employees.

Main purposes for which personal information is used by Principal Edge Financial Services

Principal Edge Financial Services uses personal information necessary to perform its role as a financial planner. Information about clients is used in order to prepare statements of advice and maintain contact. Information about job applicants and employees is collected to facilitate normal employment functions.

Collection of personal information

Principal Edge Financial Services normally collects personal information about individuals directly from the relevant individuals. Where practicable, Principal Edge Financial Services provides disclosures as required under the Privacy Act prior to, or at, time of collection. Where this is not practicable, the disclosures are provided as soon as practicable after the time of collection. These principles apply to collection of personal information by all mechanisms including written forms, (eg.Fact find), Internet (eg. net access), or telephone.

Disclosure

Principal Edge Financial Services informs individuals of the types of parties to whom personal information is disclosed. These include, financial and insurance institutions involved in processing transactions on behalf of investors, and law enforcement bodies.

Sensitive information

Principal Edge Financial Services collects information about the health of individuals who apply for products with an insurance component directly from the relevant individuals. Under the Act, this type of information is classed as “sensitive information”. Without collecting this information and disclosing it to the provider of the insurance cover, Principal Edge Financial Services would be unable to provide the cover requested by these clients.

Internet site privacy

Principal Edge Financial Services Internet site uses technology to monitor traffic through the site, but this is done without collecting personal information.
Any collection of personal information via the Internet site comes directly from the relevant individual.

Security of personal information

Principal Edge Financial Services takes precautions to protect the security of personal information that it holds. In particular, Principal Edge Financial Services has taken steps to promote physical security, computer security, communications security, and personnel security.

Access

Principal Edge Financial Services will provide access to personal information to the individual who is the subject of the information. Persons who wish to obtain such access should direct their requests to

The Privacy Officer,
Principal Edge Financial Services,
Suite 301 Bay House, 2 Guilfoyle Ave.,
Double Bay NSW 2028

Or by telephone +61 +2 9363 2900

Destruction of personal information no longer required

Principal Edge Financial Services retains personal information to the extent required to conduct its business, and for retention periods required under law. Once the information is no longer required, Principal Edge Financial Services’ policy is that the information should be destroyed.

Complaints

Any person who has a complaint regarding Principal Edge Financial Services’ management of personal information should direct their complaint to

The Privacy Officer,
Principal Edge Financial Services,
Level 3, Bay House, 2 Guilfoyle Ave,
Double Bay NSW 2028

Or by telephone +61 +2 9363 2900

Variation of this policy: Principal Edge Financial Services may vary this policy at any time.