Personal Insurance and Protection
We believe that a comprehensive risk management portfolio is the very foundation of a sound financial plan. In our view, there is nothing more important than having a plan in place that protects you, your family, your income and the lifestyle that you have become accustomed to, against all of the “what ifs” and uncertainties of life. In this way you have options in place if the unexpected happens to strike.
The components include:
Income Protection to protect your lifestyle by providing an income stream when you are unable to work due to illness or injury.
Critical Illness (or Trauma) to provide a capital lump sum for you and your family if you suffer a serious illness or trauma, such as heart attack, stroke or malignant cancer.
Total and Permanent Disability to provide a capital lump sum for you and your family should you suffer a serious disability and are unable to return to work.
Personal Life Insurance to provide your family with real financial security against the risk of dying too soon.
In the event of a claim we will work with you and your family to ensure the process is handled compassionately, professionally and efficiently.
