Superannuation
Superannuation is a key component of a sound longer term wealth accumulation strategy. It is not an investment within itself; rather it is a tax structure through which investments can be made. There are considerable tax benefits available during the life of a superannuation fund and also when it is transitioned into a retirement funding plan. For these reasons superannuation has become a practical and important retirement savings vehicle.
Superannuation rules restrict access to capital and income during your working life. Rather than seeing this as a disadvantage, we believe that it serves to promote clearer decision making by adopting a longer term perspective. Our experience is that due to the long term investment horizon of superannuation, investors are less likely to react to shorter term market movement and focus more on their longer term investment objectives.
Essentially it presents investors with the opportunity to make significant real gains over time within a tax efficient structure.
