Tag: mortgage
Saving up the cash for a deposit on a second property can be just as difficult as saving for your first home. So how do property investors manage to get their hands on enough money to build a decent portfolio? The answer is equity. It’s a hidden source of wealth that grows inside your property
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A home loan isn’t just a debt, it’s a great financial tool that you can use to build wealth and facilitate your lifestyle. That’s why few people keep their original home loan for the life of the loan – it pays to keep it up to date to meet your needs as circumstances change. Refinancing
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Principal Edge Financial Services has broadened its advice offering to clients by integrating mortgage services into its growing business. Principal Edge Financial Services is a privately owned boutique advice practice who has been providing tailored advice solutions to their clients for close to 30 years. It has been through these client interactions they recognised that
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Throughout our years of giving tailored advice solutions and our client interactions we have recognised that individual loan portfolios form a critical component of a financial plan. There are important considerations and options to account for in developing a customised credit portfolio. To reflect this we are delighted to announce the integration of “Principal Edge
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It’s generally a good idea to protect and improve the sale value of your property, even if you’re not intending on selling in the immediate future. Continuing to invest in and develop the property so that it remains modern and well-maintained will help to grow its value consistently over time. There are, of course, plenty
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When it comes to financing your investment property, there are several different options that you can use. Ultimately choosing the right one will depend on your investment structure and strategy, but here are the most popular loan types used by property investors in Australia today. Variable Rate Loans With an investment loan, interest is generally
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With the busy autumn property market in full swing, The Reserve Bank of Australia met yesterday for its April meeting and decided to keep the official cash rate on hold at 2.0 per cent. Some forecasters were predicting that the RBA would cut rates in light of the rising Australian dollar. However rates have remained
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Saving up your deposit is the first step in buying a home and when your bank account balance starts to look good it’s easy to get excited. But it pays to be realistic. Exactly how much money is enough? In this article we take a look at some of the upfront costs involved with buying
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The Reserve Bank of Australia met on the 1st March for its quarterly meeting and decided to keep the official cash rate on hold at 2.0 per cent. Forecasters widely predicted today’s decision, however many are speculating that a rate cut is on the cards during the first half of 2016. The RBA has previously
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Summer is finally here and it’s the time of year when we all start dreaming of owning our own holiday home and enjoying endless sunny days by the sea. But is buying a holiday home really a good financial decision? Is there a way to make a holiday home purchase work as an investment as
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