Focusing on the big things now means more time with the little ones later.

We recognise that retirement can be the most wonderful time in our client’s lives as well as the most confronting. By creating a coherent action plan that puts our clients in control of their financial well-being, we develop a well-defined vision for their future.

Key challenges include:

Sufficient lifestyle cash flow to maintain dignity
Notional early retirement
Asset Protection
Not being reliant on others
Clarity about what to do next
Health
Income linked to markets
Having enough to make work optional

The type of significant life events we have found retirees experience include:

Downsizing
Liquidity events
Change in marital status
Loss of a spouse
Insurance settlement
Inheritance
Longer term planning and Aged Care

Helping and protecting your family

Being in a position to help one’s family at various stages of life, is an important factor in the preparation of any sound financial plan.

Key considerations include:

Cash flow and budgeting
Education funding
Setting objectives
Assisting parents

Protecting and enjoying your lifestyle

Securing the lifestyle to which we aspire requires an enormous investment in time and effort. Whether you are still working towards this end or are enjoying the fruits of your labour, protecting a quality of life is critical in the face of all of life’s ‘what ifs’.

Key considerations include:

Family security
Planning for life’s ‘what-if’s’
Protecting income
Savings discipline
Long term care

Achieving financial comfort

An important foundation stone for a quality lifestyle, financial comfort offers security and freedom, reduced stress and more time to spend with the people that matter and doing the things you love.

Achieving financial comfort requires attention in the following areas:

Management of risk
Financial well-being
Investment strategy
Investment portfolio
Loan structure

Planning for the expected and unexpected

A sound financial plan must be structured according to your individual needs and must allow for appropriate contingencies in the event of any unexpected occurrences down the line.

Key considerations include:

Wealth management
Tax planning
Asset protection
Future expenses
Retirement income and planning
Generational change

Building a legacy

It is a great comfort to know that even beyond our own lifespans we are still able to contribute to the growth and happiness of our children, grandchildren and others for whom we care deeply.

Key considerations include:

Wills
Powers of attorney
Guardianships
Gifting
Charitable trusts

Being in a position to help one’s family at various stages of life, is an important factor in the preparation of any sound financial plan.

Key considerations include:

Cash flow and budgeting
Education funding
Setting objectives
Assisting parents

Key considerations include:

Family security
Planning for life’s ‘what-if’s’
Protecting income
Savings discipline
Long term care

An important foundation stone for a quality lifestyle, financial comfort offers security and freedom, reduced stress and more time to spend with the people that matter and doing the things you love.

Achieving financial comfort requires attention in the following areas:

Management of risk
Financial well-being
Investment strategy
Investment portfolio
Loan structure

A sound financial plan must be structured according to your individual needs and must allow for appropriate contingencies in the event of any unexpected occurrences down the line.

Key considerations include:

Wealth management
Tax planning
Asset protection
Future expenses
Retirement income and planning
Generational change

It is a great comfort to know that even beyond our own lifespans we are still able to contribute to the growth and happiness of our children, grandchildren and others for whom we care deeply.

Key considerations include:

Wills
Powers of attorney
Guardianships
Gifting
Charitable trusts