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While you’re looking after your business, who is looking after you?

Life events & Challenges Tailored Solutions

We acknowledge the dedication and commitment required to commence and maintain a profitable small business. Our experience is that small business owners want to enjoy the fruits of all their labour, however sometimes they overlook the need to protect themselves and their business against expected and unexpected events.

Key challenges include:

  • Time poor
  • Asset protection
  • Complexity with partnerships, companies and other structures
  • Tax reporting
  • Income distributions
  • Providing for family
  • Clarity about what to do next
  • Maintaining discipline
  • Options in planned and unplanned scenarios

 The type of significant life events we have found small to medium sized business owners experience include:

  • Business shareholder and funding agreements
  • Business expansion, merger or sale
  • Business succession planning
  • Liquidity events
  • Loss of a spouse or business partner
Helping and protecting your family

Being in a position to help one’s family at various stages of life, is an important factor in the preparation of any sound financial plan.

Key considerations include:

  • Shareholder agreements
  • Business valuations and review
  • Shareholder protection insurance
Protecting the key people in your business

Every business exists to benefit its clients and customers – and importantly, the people who have built it and continue to do so. It is imperative that the appropriate contingencies be in place to protect the interests of the business’ owners and its key people.

Key considerations include:

  • Loan structure
  • Future capital expenses
  • Retirement planning
Planning for the expected and unexpected

A sound financial plan must be structured according to your individual needs and must allow for appropriate contingencies in the event of any unexpected occurrences down the line.

Key considerations include:

  • Loan structure
  • Future capital expenses
  • Retirement planning
succession and business continuation

In order to ensure ongoing success, every business must plan for the inevitable departure of key people, be they owners or managers. Failing to properly address this requirement can have a significant impact on the business and its people.

Key considerations include:

  • Succession planning
  • Generational change
Protecting shareholder value

To ensure that shareholders achieve the optimal return on their investment in both the medium and long term, it is important to consider the following:

  • Investment strategy
  • Investment portfolio
  • Wealth management

Being in a position to help one’s family at various stages of life, is an important factor in the preparation of any sound financial plan.

Key considerations include:

  • Shareholder agreements
  • Business valuations and review
  • Shareholder protection insurance

Every business exists to benefit its clients and customers – and importantly, the people who have built it and continue to do so. It is imperative that the appropriate contingencies be in place to protect the interests of the business’ owners and its key people.

Key considerations include:

  • Loan structure
  • Future capital expenses
  • Retirement planning

A sound financial plan must be structured according to your individual needs and must allow for appropriate contingencies in the event of any unexpected occurrences down the line.

Key considerations include:

  • Loan structure
  • Future capital expenses
  • Retirement planning

In order to ensure ongoing success, every business must plan for the inevitable departure of key people, be they owners or managers. Failing to properly address this requirement can have a significant impact on the business and its people.

Key considerations include:

  • Succession planning
  • Generational change

To ensure that shareholders achieve the optimal return on their investment in both the medium and long term, it is important to consider the following:

  • Investment strategy
  • Investment portfolio
  • Wealth management