Testimonials

My wife and I were introduced to Principal Edge some three years ago after we left South Africa to relocate to Australia. They initially prepared a very comprehensive Financial Plan for us based on our circumstances as a retired couple and desired lifestyle. Their advice thus far has proved to be sound and tax efficient.

They are very methodical and they review our situation on an annual basis taking into account changed circumstance and taxation legislation. We have found their fees to be competitive and reasonable and we are always made to feel that we are welcome to phone for advice as and when the need arises between our annual reviews.

The investment scene in Australia is very different to that in South Africa and it is comforting to have a firm such as Principal Edge “in your corner.” Their Authorized Representative Bruce Kluk with his background knowledge of South African conditions and the firm’s depth of management in the person of Lex Goldsmith to advise on an ongoing basis is a big plus as far as we are concerned.

Julian and Minnie Engaged Principal Edge in 2001

We were referred to the Principal Edge for financial advice about sixteen years ago. Bruce Kluk came to our house one evening as we run a busy medical practice and have no time during the day to attend meetings.  Our financial affairs were really in disarray.

We had a self-managed superannuation fund and a few “family” investments.
We had immediate rapport with Bruce who, on that very first evening, initiated financial advice.  Since that time our investments for a secure future retirement have gone from strength to strength.

The investments are wide ranging, including shares, property and overseas interests.

We are really happy with Principal Edge, the integrity of this company and sound advice for our future is without comparison.

Anthony and Kerry Engaged Principal Edge in 1999

When I was looking for a financial advisor, it was important to choose someone who not only was supremely competent, but was also someone in whom I could absolutely trust and depend. My financial status is not something I divulge, so you could say that Bruce Kluk and his team are in a unique position! However, I feel that the privilege works the other way. The team at Principal Edge is discreet, approachable and yes, absolutely trustworthy and dependable. Nothing is too much trouble to check and explain. I feel comfortable dealing with all the staff and I certainly feel that I receive personalised attention. I have complete confidence in having all my financial concerns managed by ALL the team at Principal Edge.

Christine Engaged Principal Edge in 2003

When we discovered my husband needed surgery I called Bruce, not knowing exactly what to do with regard to our income protection and critical illness cover. He, together with his team were extremely helpful and caring in arranging for everything that needed to be done. Not only did they provide me with all the paperwork that was required but Bruce also called on many occasions to check on my husband’s health and wellbeing.

They lodged the forms on our behalf and pursued the companies until a payment was made. This freed me up from the stress of dealing with this bureaucracy myself and from what I’m sure would have been endless hours of telephone conversations to get the right information.

I really appreciate the professional job they did and the personal service I was provided in dealing with this matter at an emotionally stressful time.

Hilton and Jackie, Engaged Principal Edge in 2000

My wife and I have been clients of Principal Edge for 10 years. Looking back on the earliest portfolio review and comparing it with our latest far more sophisticated, comprehensive version is a reminder of just how far investment advice has come in a decade.

We look upon investment advice in the same way as any other professional services relationship. It is a partnership that must meet a variety of tests. Advisor and client must build mutual respect, trust, transparency, discretion and honesty. Without that, no professional relationship can last. The chemistry must be right too. Sound investment practices depend on client participation and learning.

In our experience Principal Edge has always operated according to these qualities. We have been well satisfied by the professionalism of the small, expert and responsive team we have dealt with.

With the right Advisors, saving and investment is a rewarding discipline and we count ourselves fortunate to have found Principal Edge.

Malcom and Jenny Engaged Principal Edge in 2000

I have been utilising the financial services of Principal Edge for some time and have been very pleased with their results and management. This was especially true when it came to income protection and trauma cover. At annual reviews with my consultant I always raised the issue of the cost of the cover versus investment. I felt, as my family and I got older, the insurance needed was covered by my investments and I could get better results by changing the mix.

My consultant always convinced me otherwise by providing detailed advice. When diagnosed with a melanoma recently I was very pleased I followed that advice. Principal Edge managed the claims process and the account was settled very quickly and efficiently. The benefits of the cover far outweighed the potential investment gains.

Brett and Kerry Engaged Principal Edge in 2006

Hi Bruce

I would sincerely like to thank you and Lex for the support, encouragement, and advice over the past 21 years.

Your expertise and attention to detail cannot be faulted.

Both your and Lex’s knowledge and genuine interest in achieving the best for your clients is what makes you true professionals.

You always explain everything thoroughly and I have never felt uncomfortable asking questions or expressing my opinion.

Thanks again for helping me reach my goal.

I look forward to our continued relationship.

Wilfred

I became an insurance client of Principal Edge around 12 years ago after being introduced by a colleague of mine who was a client of theirs.

Principal Edge has managed a number of insurance policies for me over the years, including key-man (for my business at the time) and my personal life insurance which included critical illness / trauma cover.

Its fair to say that my primary purpose in holding the insurance was for the financial security the life cover would provide my young family if something happened to me. As a relatively young and fit person with no prior medical problems I never really gave the critical illness / trauma cover much thought at all.

However, I recently experienced a completely unexpected health event which resulted in a payout under the “critical illness” component of my cover.

Interestingly in my most recent review with the team at Principal Edge I had in fact reduced some of my life cover as my circumstances had changed over time, but fortunately we kept the critical illness component intact, which has turned out to be a great decision!

Thank you to the whole team at Principal Edge for your service over the years and for assisting with the current claim process.

Brad